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Trump Account for kids launches app. How to sign up and get the $1,000

Trump Accounts has now launched an app, available in app stores nationwide, according to the U.S. Department of the Treasury.

The app will be the main interface and allows users to sign up and receive updates ahead of the program’s official launch set for July 4, 2026, according to a May 28 news release.

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“The Trump Accounts app delivers a simple, secure way for households to begin engaging with a program designed to build long-term financial strength from day one,” said Treasury Secretary Scott Bessent.

Parents and legal guardians who have already signed their children up for Trump Accounts by submitting IRS Form 4547 will begin receiving emails with instructions to complete the account setup process. Activation e-mails for these families will be sent out in phases between now and July 4, 2026, the news release states.

More than 4 million children had signed up for the Trump Accounts as of April – and a million of those will receive a $1,000 contribution, according to the  Internal Revenue Service

The account features a pilot program contribution of $1,000 for children born between Jan. 1, 2025, and Dec. 31, 2028, and who are U.S. citizens with a valid Social Security number.

Trump Account for older kids

Any American below the age of 18 is also eligible to receive a tax-advantaged Trump Account to begin saving for the future. While they will not receive the initial $1,000 seed from Treasury, there are three other channels for funding Trump Accounts: first, through the donations of parents, friends, and employers; second, through the generous donations of philanthropic organizations; and third, through donations from state governments. 

What is a Trump Account

The Working Families Tax Cuts allows parents, guardians and other authorized individuals to establish a new type of individual retirement account for their children, called Trump Accounts. The account is for a child who has not turned age 18 before the end of the calendar year in which the election is made and has a valid Social Security number.

How to sign up for Trump Account for kids

You would have had to make an election when you filed your taxes by filling out a one-page form, Form 4547. A financial institution would have received your funds and activate your account.

Who’s eligible for Trump Account?

The Trump Accounts allow parents, guardians and other authorized individuals to request establishment of a new type of individual retirement account for an eligible minor, who has not turned age 18 before the end of the calendar year in which the election is made and has a valid Social Security number.

What to expect if you’ve signed up for a Trump Account

Here are some things to expect if you’ve signed up, according to the Department of the Treasury.

Natassia Paloma may be reached at npaloma@gannett.com, @NatassiaPaloma on X, natassia_paloma on Instagram, and Natassia Paloma on Facebook.

This article originally appeared on El Paso Times: Trump Account for kids launches app. How to sign up and get the $1,000

Reporting by Natassia Paloma, El Paso Times / El Paso Times

USA TODAY Network via Reuters Connect

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