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Are banks closed on the Fourth of July? What to know about Independence Day closures

The Fourth of July is on Friday, which means many Americans get a well-deserved day off work.

But will banks be open?

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Here’s what to know.

Are banks open on Independence Day, July 4, 2025?

The Federal Reserve considers the Fourth of July a bank holiday, meaning most banks will be closed.

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Is the stock market open on the Fourth of July?

No. United States stock markets are closed on Friday, July 4, 2025. According to the New York Stock Exchange and Nasdaq websites, their markets also close early (at 1 p.m.) on Thursday, July 3.

Will mail be delivered on the Fourth of July?

No, mail will not be delivered on Independence Day.

Is FedEx open on July 4? Is UPS open on July 4?

According to the FedEx holiday service schedule, FedEx Express will have modified service on Thursday, July 3, while other services will remain open. But on Friday, July 4, most services will be closed. FedEx Custom Critical will still operate. Some FedEx Office locations will have modified hours on the holiday, but others will be closed; check with your local store for more information.

UPS is closed on July 4, 2025; however, according to the website, UPS Express Critical service is still available.

Are summer schools, summer camps closed on Fourth of July?

Students and parents should check with their respective summer programs to find out whether educational programming is canceled for the day.

This article originally appeared on Journal Star: Are banks closed on the Fourth of July? What to know about Independence Day closures

Reporting by Hannah Hudnall and Jenny Porter Tilley, USA TODAY NETWORK / Journal Star

USA TODAY Network via Reuters Connect

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