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July Social Security payments to begin this week. Who gets paid next?

Michigan beneficiaries with early-July birthdays will receive their Social Security checks this week.

The first wave of July payments is slated for Wednesday, July 8, for retired, disabled workers or survivors part of the federal program. The next payment dates land on July 15 and July 22.

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The schedule is based on the birth dates of the recipients, so the first wave of checks this month are for those with early-July birthdays.

On June 10, the bipartisan advocacy group The Senior Citizens League provided its most recent Cost-of-Living Adjustment forecast for Social Security in 2027. The group projected a 3.8% increase, which would be 1 percentage point higher than the increase in 2026, according to the latest Consumer Price Index data.

The predicted increase would push the average monthly payment to retirees to $2,103.41, after an estimated $77 boost.

The official 2027 COLA will be announced in October — though, in the meantime, TSCL forecasts are released typically early each month.

Here’s more on when to expect your Social Security money in July 2026.

Who is getting Social Security checks on July 8?

Recipients with dates of birth between the 1st and the 10th of July will get paid on Wednesday, July 8. Here are the next payments dates, according to the SSA schedule:

What should I do if I don’t get my Social Security payment?

According to the SSA, if you don’t receive your payment on the scheduled date, wait three days additional days, then call their office.

Where are Social Security offices in Michigan?

There are 48 offices in Michigan, and to find an office near you, recipients may use the office locator via the Social Security’s website by entering your zip code for office hours, numbers, available services and more.

What does the updated 2027 Social Security COLA forecast say?

The 2027 COLA forecast stands at 3.8% as inflation rises, according to The Senior Citizens League’s June 10 update. If that prediction goes into effect, the average Social Security check for retired workers would increase by $77, which would boost the monthly payment to $2,103.41.

“We’re seeing inflation on the rise when more than half of seniors already can’t afford basic living standards,” TSCL Executive Director Shannon Benton said in the June 10 forecast. “We’re talking about food, a roof over their head, and transportation. Many seniors already have to skip doctor’s appointments due to costs, which costs all of us more in the long run when we swap preventative care for emergency care.”

In May, the TSCL had forecast the COLA to be 3.9%.

The TSCL releases a COLA prediction each month based on the Consumer Price Index, Federal Reserve interest rate and the National Unemployment rate from the U.S. Bureau of Labor Statistics.

What were the big Social Security changes in 2026?

At the beginning of 2026 recipients received a 2.8% COLA for Social Security and Supplemental Security Income (SSI) payments, according to the SSA’s COLA Fact Sheet and American Association of Retired Persons, increasing payments about $56 per month.

Full Social Security 2026 calendar

Contact Sarah Moore @ smoore@lsj.com

This article originally appeared on Detroit Free Press: July Social Security payments to begin this week. Who gets paid next?

Reporting by Sarah Moore, USA TODAY NETWORK / Detroit Free Press

USA TODAY Network via Reuters Connect

By Sarah Moore, USA TODAY NETWORK | USA TODAY Network

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